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How to report a fraudulent credit card transaction? Follow THESE simple steps

New Delhi, Nov. 26 -- With the advancement of technology, credit card use, along with associated fraud, is continuing to rise in the country. This is a consequence of the rapid expansion of digital te... Read More


Debt-to-income ratio explained: The key factor behind personal loan eligibility

New Delhi, Nov. 25 -- Debt-to-income ratio, i.e., DTI, has emerged as one of the most important metrics that borrowers in the country rely on while conducting a background check on personal loan appli... Read More


Shopping, gifts, travel: How to enjoy wedding season without hurting your credit score

New Delhi, Nov. 25 -- The wedding season typically sees a surge in discretionary spending. The family members of individuals entering wedlock have to holistically bear the expense of gifts, outfits, c... Read More


Freeze your credit report: When you should do it and why it matters

New Delhi, Nov. 24 -- With ever-rising cases of identity theft and financial fraud in the country, freezing one's credit report is one of the simplest ways to protect one's personal information and re... Read More


5 personal loan mistakes that can push you into long-term debt

New Delhi, Nov. 24 -- With retail borrowing rising across India and digital lending becoming more accessible, borrowing smart has never been more important. Misusing a personal loan can lead to long-t... Read More


Will a new loan pull down your credit score? Here's what the expert says

New Delhi, Nov. 24 -- Digital distribution of personal loans is rapidly gaining traction in the country. This has resulted in aspiring borrowers turning towards leading financial institutions to apply... Read More


How to fill up a personal loan application form? Follow these 5 steps

New Delhi, Nov. 21 -- Applying for a new personal loan has become smoother and mostly digital across leading lending institutions of the country. Still, many aspiring applicants fail to furnish the re... Read More


6 factors that can pull down your credit score and how to avoid them

New Delhi, Nov. 20 -- A healthy credit score has become essential in the country, especially with lending institutions tightening underwriting and loan disbursal norms. Banks are now increasingly rely... Read More


Personal loan statement: 5 key details every borrower must review

New Delhi, Nov. 20 -- Personal loans provide borrowers with lifelines and ways to deal with sudden financial challenges. Medical expenses, surgery costs, education costs, and home renovation expenses ... Read More


How to check your credit score and spot suspicious inquiries in your report

New Delhi, Nov. 19 -- Staying on top of your credit score is essential for borrowers in the country, especially as lenders increasingly rely on bureau data to assess creditworthiness. A periodic revie... Read More